Check Positive Pay
First Bank and Trust Company is here to help keep your business protected from fraud. Protect your cash flow, reduce the risk of a financial loss and safeguard the reputation of your business with Check Positive Pay. Positive Pay matches the account number, check number, payee and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company.
If a check attempting to clear does not match information submitted, First Bank and Trust will alert you first. Following notification, you will have the final decision to "Pay or Return" the check from within business online banking.
Features and Benefits
- Constant monitoring of suspicious check activity
- Get email alerts if fraudulent activity is detected and be confident the funds
won’t leave your account without the proper match
- Support from your First Bank and Trust Business Relationship team either via email, phone call or at one our local offices
ACH Positive Pay
ACH Positive Pay allows you to establish a list of "Approved" companies to debit your account. If an unauthorized company attempts to debit your account, First Bank and Trust will alert you first. Following notification, you will have the final decision to "Pay or Return" the debit attempt from within business online banking.