First Bank & Trust Company. The Bank That Puts You First.

First Bank works with all federal, state and local government agencies, local employers and
others to allow for direct deposit automated transfers to and from your First Bank accounts.

Features
* Funds deposited or withdrawn automatically
* Deposits or transfers begin and stop at your discretion
* Deposits or transfers occur on the same date every month or pay period
* There is no charge for setting up Direct Deposit or Automatic Transfers
* You can receive confirmation of your deposit or withdrawal 24 hours a day via FirstCall or soon via First Bank Online Banking!

Benefits
o Eliminates check writing hassles!
o Worldwide access to your funds at any location that accepts VISA or any PLUS ATM
o Cash when you need it!
o Get credit card convenience without credit card costs
o Access to all First Bank accounts

For more information, contact our Direct Deposit team or call:
276.623.2323 (ext 240) or
276-623.2323 (ext 219)