First Bank & Trust Company. The Bank That Puts You First.

First Bank and Trust Company is committed to serving the financial needs of government entities and non-profit organizations.

First Bank also assists companies seeking long-term financing at favorable interest rates through the use of Industrial Revenue Bonds (IRBs). An IRB is usually issued by a local government industrial development authority to help finance the acquisition, construction and/or equipping of a facility.

Through the creative use of municipal leasing and short or long-term bond financing techniques, First Bank can bridge the gap between the need for new facilities, infrastructure or essential equipment which local governments confront each day due to budget constraints.

Clients include:

Local Governments
K-12 Schools – Private and Public
Colleges and Universities
Healthcare Institutions
Airports
Private and Publicly Owned Companies
Utility Authorities – Water, Sewer and Electric