FULL-SERVICE BANKING

Tailored Solutions for Every Financial Goal

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Personal Banking

From everyday transactions to savings and loans, we're your trusted partner for a secure and convenient personal banking experience. 

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Business & Commercial Banking

Optimize your business's financial performance with our commercial banking services, covering all your daily financial needs and strategic financing for seamless operations.

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Wealth Management Services

Secure your financial future with our expert wealth management services, designed to chart a course for your unique legacy.

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Online & Mobile Banking

Manage Your Finances Anywhere, Anytime

Stay in control of your financial journey with our user-friendly digital platform and mobile app. Enjoy the convenience of secure account access, mobile check deposit, person-to-person payments and real-time transaction monitoring. With our robust suite of digital tools you can effortlessly transfer funds, pay bills, and set up automatic savings. Experience ultimate flexibility and efficiency in banking with First Bank and Trust Company's online banking services.

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Agricultural Loans

Cultivating Success for Farmers and Agricultural Businesses

From agricultural loans and financing services to personal checking and savings for farmers, First Bank and Trust Company will help you expand farm operations, fund real estate and improvements, purchase equipment, livestock and open operating lines of credit. Work with one of the top agricultural lenders in the nation that offers the experience and local support you need for Ag business.

What Makes Us Different

Customer Service

Friendly associates that live out the tagline, "The Bank That Puts You First"

Experience

Industry experience that empowers your financial success

Technology

Over 20 digital integrations and cutting-edge financial tools

Privately-Held

Freedom to innovate, serve clients, and focus on the future

Customer Service

Friendly associates that live out the tagline, "The Bank That Puts You First"

Experience

Industry experience that empowers your financial success

Technology

Over 20 digital integrations and cutting-edge financial tools

Privately-Held

Freedom to innovate, serve clients, and focus on the future

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Testimonials

Hear From Our Valued Clients

“We have a dedicated loan officer with a relationship built on integrity, honesty, and trust. The communication is always open, and we can reach out to Kevin at any time with questions or concerns. First Bank and Trust has always shown an understanding to pivot quickly with us. Their 'How can we help?' attitude is genuine and authentic, which is becoming r...”

Brandon and Jessica M., SiteReach LLC
Learning Center

Helping Clients With Financial Guidance

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Operating in North Carolina

We've expanded access to our comprehensive banking solutions into North Carolina. Operating as First Bank & Trust Co. of Virginia, we're helping more members of the community achieve their financial goals while maintaining our customer-centric focus. Our North Carolina team members are here to provide expertise in agricultural lending, mortgage lending, business lending and banking, and much more.