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Fraud Solutions

Protection for Your Business

In today's fast-paced and increasingly digital world, protecting your company's assets is more critical than ever. Our comprehensive suite of fraud prevention tools, including ACH Positive Pay and Check Positive Pay, provides robust defense against unauthorized transactions. With these powerful solutions, you can confidently secure your financial operations and focus on growing your business. 

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Verify Debits

ACH Positive Pay

ACH Positive Pay protects your checking account from fraudulent transaction attempts. Positive Pay is an easy, automated process that will save you time, money and the frustration of dealing with a compromised account. It only takes a few minutes to set up, and our dedicated Commercial Deposit team provides the training and support.

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How does it work?

ACH Positive Pay allows you to establish a list of "Approved" companies to debit your account. If an unauthorized company attempts to debit your account, First Bank and Trust will alert you first. Following notification, you will have the final decision to "Pay or Return" the debit attempt from within business online banking.

ACH Positive Pay - How It Works Infographic

Get started with ACH Positive Pay today

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Verify Checks

Check Positive Pay

Check Positive Pay protects your checking account from check fraud attempts. Positive Pay is an easy, automated process that will save you time, money and the frustration of dealing with a compromised account. It only takes a few minutes to set up, and our dedicated Commercial Deposit team provides the training and support.

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How does it work?

Check Positive Pay matches the account number, check number, payee and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company.

If a check attempting to clear does not match information submitted, First Bank and Trust will alert you first. Following notification, you will have the final decision to "Pay or Return" the check from within business online banking.

Check Positive Pay - How It Works Infographic

Features and Benefits

  • Constant monitoring of suspicious check activity
  • Get email alerts if fraudulent activity is detected and be confident the funds
    won’t leave your account without the proper match
  • Support from your First Bank and Trust Business Relationship team either via email, phone call or at one our local offices

How to get started with Check Positive Pay

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