Mortgage Loan Solutions That Set First Bank and Trust Apart

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help you secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help you secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.

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Your Home Loan Experience Matters

Local customer service. That's the key difference you'll experience when you get a mortgage loan at First Bank and Trust Company. Many of our mortgage loans are serviced locally, and services are provided for the life of the loan.

Get the home that’s right for you with the mortgage that’s right for you, too.

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Home Loans

The Best Mortgage Lender for Homebuyers

With First Bank and Trust Company, your journey to homeownership begins with confidence, knowing you're in the hands of experienced professionals who understand the unique dynamics of real estate financing. At First Bank and Trust Company, we don't just finance your home; we support your homeownership journey from beginning to end. Our dedicated Mortgage Bankers are here to guide you through the process of securing a home loan that perfectly aligns with your financial objectives. 

Build a New Home

Apply for a Construction Loan or Renovation Loan

Are you dreaming of building your ideal home from the ground up or transforming your current space into the perfect space through renovation? First Bank and Trust Company has the financing solutions you need. Our specialized construction and renovation loans are designed to empower you to turn your vision into reality.

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Mortgage Loan Resources

Need additional help navigating the mortgage loan process? Use the tools below to learn more about mortgages, identify which lending option is right for you and more.

Competitive Mortgage Interest Rates

At First Bank & Trust, we offer competitive mortgage loan rates for the life of your loan. Whether you need a 30-year fixed loan or simply to refinance, our local representatives will find a financing solution that works for you.
Since mortgage interest rates change frequently with the market, it’s best to work with your local mortgage lender to get your custom rate quote.