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Mortgage

Loan Options that Leverage Your Home Equity

Using the equity in your home is often a low cost option than other loans when you need access to a large amount of cash. If the value of your home is higher than the amount you owe on your home loan, you can apply for a mortgage refinance or home equity line of credit to convert that value into usable funds. 

New Rate or Cash Out

Mortgage Refinance

Considering mortgage refinancing to lower monthly payments or reduce interest rates? Rely on First Bank and Trust Company to provide personalized guidance and access to the best refinance rates. Our Mortgage Bankers are ready to assist you in achieving your financial goals through home refinance.

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Apply for a HELOC

Home Equity Line of Credit

Harness the power of a flexible financing option that provides you with direct access to your home's equity, allowing you to fund major expenses as needed. Learn more about home equity financing (HELOC) and make the most of your financial opportunities with a our HELOC rates.

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