Treasury Management

Commercial Banking

Treasury Management Solutions

Emerge as a profitable industry leader by effectively managing cash, investments and other financial assets of your business. With our treasury management solutions, you'll maintain better control over receivables and payables and managing payroll will be effortless. You can rely on the expertise of our Business Relationship Officers to ensure your treasury operations run efficiently to mitigate financial risks.

Payment Collection Solutions

Lock Box Remittance

Centralize and streamline payment processing, increasing accuracy and reducing operating costs. With Lock Box Remittance, First Bank and Trust Company collects mail from a dedicated PO Box daily, and our team opens, sorts, and processes the check/coupon payments for you. Additionally, we provide you with an extract file that can be downloaded to your billing software for reconciliation.

Biller Express

With Biller Express, reconciling to billing software is quick and seamless. Your organization can secure online payment and donation acceptance from a branded customer-facing web portal where visitors can make one-time or recurring payments or donations. Payees can also reference an invoice or account number or make a donation to a specific program. Plus, you will have access to reporting tools for tracking and managing payments. Biller Express is mobile and tablet compatible.

Remit Plus

Full feature electronic remittance processing solution that allows businesses to process checks, payment vouchers, stubs, envelopes, correspondence and coupons.

Remit Plus can substantially reduce labor costs for your organization by eliminating the need for multiple employees to sort, reconcile, process, endorse, manually post accounts receivable payments and courier checks. Remit Plus currently supports more than 80 billing systems and employs a powerful project builder engine capable of handling simple to complex billing system interface file formats.

Remit Central

Seamlessly reconcile payments from a variety of sources and eliminate eChecks as payment sources. Incorporate credit card receivables into an automated file, eliminating the need for multichannel reconciliation.

PayPoint Omni-Channel Processing

Meet your customers' demand for payment choice and consolidate a variety of payment collections into one receivables solution. Your customers can pay bills using a single point of interaction across various channels including online, Interactive Voice Response (IVR), Point-of-Sale (POS), Biller walk-in or by Kiosk.

Payables Solutions

ACH Payments

Direct from your software to our team of experts.

Zero Balance Sweep Accounts

Don’t let cash flow slow you down.

Centralized, Secure Operating Account

Centralize one AP account for maximized efficiency and security.

ACH Payments

Direct from your software to our team of experts.

Zero Balance Sweep Accounts

Don’t let cash flow slow you down.

Centralized, Secure Operating Account

Centralize one AP account for maximized efficiency and security.

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Specialty Accounts

Robust solutions to manage the full scope of finances for your organization.

Commercial Online Banking

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