Checking & Savings

Reliable Personal Banking

Personal banking should never be complicated. Your checking and savings accounts are the financial cornerstone for your ideal life. We aim to make your banking experience as easy, accessible, and dependable as possible.

Whether it is your first time opening a bank account or you're making the choice to switch banks and join the First Bank and Trust Company family, you can be confident that your accounts are in good hands. We offer a variety of checking account and savings account options that are sure to meet your unique needs.

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Open A Free Checking Account Online in Minutes

With only a $50 opening deposit required, you can open your new checking account online with First Bank and Trust Company today!

Our application is mobile-first. Scan the code with your phone to open your checking account online today!

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Loans

Personal Loans for All Your Needs

Don't miss an opportunity because of financial constraints. First Bank and Trust Company offers a variety of consumer loans to put your dreams into motion. Looking to purchase land? Need to refinance a car loan? Preparing for college and need a student loan to cover tuition? No matter your financial goal, we have loan options to help make it possible.

First Bank and Trust Company provides an easy and straightforward application process. You can apply online with the click of a button or head to a location near you to speak with one of our experienced loan officers in person.

Online & Mobile Banking

Bank Safely & Securely from Anywhere

Get real-time access to all of your First Bank and Trust Company accounts with our Online & Mobile Banking services. Our online banking options are available whenever and wherever you need them and our app makes accessing your account on your mobile device incredibly convenient. Our digital banking options provide countless features and benefits for our customers, all geared towards making banking fast, easy and secure.

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Elevate Your Financial Future

Taking charge of your finances has never been easier. At First Bank and Trust Company our aim is simple. We put YOU first. We not only provide personal checking and savings accounts and loans, but as a community bank with dedicated Mortgage and Wealth Management Divisions, we can also help you with home ownership and determining the best wealth management solutions for your financial future. With more than 40 years of experience, we have the right resources and wisdom to help you along your journey to financial prosperity.