Direct Deposit

Connect your Paycheck to your First Bank and Trust Checking Account

Make the switch to Direct Deposit today and enjoy seamless, efficient, and timely paycheck deposits straight into your First Bank and Trust Checking Account. With Direct Deposit, you can receive your earnings up to two days sooner than traditional paper checks.

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It's time to make the switch

Benefits of Direct Deposit

Early Pay Day

Say goodbye to waiting for your paycheck. With Direct Deposit, you can receive your earnings up to two days sooner.

Easy Enrollment

Do you know what's quicker than a trip to the bank? Enrolling in Direct Deposit! Set up Direct Deposit in less than 5 minutes and streamline your payday experience.

All In One Place

Set up Direct Deposit and consolidate your finances into one convenient location. No more juggling multiple accounts or worrying about misplacing paper checks.

Early Pay Day

Say goodbye to waiting for your paycheck. With Direct Deposit, you can receive your earnings up to two days sooner.

Easy Enrollment

Do you know what's quicker than a trip to the bank? Enrolling in Direct Deposit! Set up Direct Deposit in less than 5 minutes and streamline your payday experience.

All In One Place

Set up Direct Deposit and consolidate your finances into one convenient location. No more juggling multiple accounts or worrying about misplacing paper checks.

Setting up your Direct Deposit is easy!

  1. Login to your online banking
  2. Select 'Set up Direct Deposit'
  3. Search for your payroll provider or employer
  4. Enter your credentials
  5. Select your account
  6. You're Done!

With Direct Deposit, First Bank and Trust Company offers the possibility of early access to funds for incoming electronic direct deposits processed through the Automated Clearing House (ACH). Funds may be made available up to two days before the scheduled payment date. The timing of funds availability is subject to variation and is not guaranteed, contingent factors include receipt of payment instructions from the payor, any predefined limitations on early access, and standard protocols for fraud prevention. This service is exclusively available for personal accounts. 

 

Eligible direct deposits include electronic transfers of funds such as payroll, pension, and government benefit payments initiated through the Automated Clearing House (ACH) to your personal account. Deposits or credits from other sources such as person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and various online transfers or electronic credits do not qualify for early availability.

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