Personalized Life Insurance Policies for Your Peace of Mind

Each person is unique, and so are First Bank and Trust Company's life insurance plans. Whether term life, whole life, a universal life policy, or a policy that includes long term care coverage, the investment strategy we work together to create will focus on your financial goals. Our Wealth Management Advisors will guide you in selecting the best life insurance policy for both peace of mind and financial security. We take the time to truly get to know you, understand your needs, and build a trusting relationship.

We offer some of the best life insurance policies in the industry, but our real pride lies in our bank's close-knit support for individuals in our local communities across Virginia, North Carolina, and Tennessee.

Term life insurance provides individuals with a flexible and cost-effective way to protect what matters most to them. With policy terms ranging from 10 to 30 years, you can structure your coverage to offer peace of mind during the specified term, ensuring that your loved ones or assets are safeguarded in the event of unforeseen circumstances. Our team is here to guide you through the process and help you find the right coverage to match your needs.

Whole life is a permanent life insurance policy. That means you are covered for your entire life as long as the premium is paid. In addition to the guaranteed death benefit of a whole life policy, it also builds cash value as it matures. This could allow you to borrow against it for those unexpected expenses that arise throughout our lives.

A universal life policy offers a flexible long-term option. It allows you to determine the coverage you need and adjust your premium and death benefit as your income fluctuates. It also builds cash value, but the amount will vary based on how the policy is funded amongst other factors. 

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Financial Peace of Mind

Wealth Management Services

Make informed decisions, evolve with changing circumstances, and secure financial peace of mind with our wealth management services. We specialize in crafting personalized strategies that align with your individual financial goals.

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*Securities offered through OSAIC INSTITUTIONS, INC. Member FINRA / SIPC. Osaic Institutions and the bank are not affiliated.

 

NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.