Coverage for the Expenses of Aging & Illness

Often, standard health insurance does not provide coverage for the care we need as we age or as our daily living needs change. The consequences of not having a plan in place can be significant and costly for you and your loved ones. Long-term care planning helps ensure your needs are covered when caring for yourself may become more difficult. This may include estate planning for asset protection, long-term care insurance for out-of-pocket expenses, and more.

Our Osaic Institutions advisors will help you consider your needs and select a long term health insurance plan that works with your overall financial planning strategy.

Financial Peace of Mind

Wealth Management Services

Make informed decisions, evolve with changing circumstances, and secure financial peace of mind with our wealth management services. We specialize in crafting personalized strategies that align with your unique financial goals. 

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First Trust and Wealth Management is a division of First Bank and Trust Company, providing comprehensive asset management, wealth banking services, and trust and estate planning. It's important to remember that past performance is not a guarantee of future returns.

Investment Products: • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Insurance Products: • NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and the bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC/NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank, bank affiliate, credit union, or credit union affiliate. These products are subject to investment risk, including the possible loss of value.

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